EVENT Sep 26
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Surpass IRN - Fair and non-discriminatory access to financial services

Organization: University of Copenhagen
Categories: Graduate Conference, Comparative, Miscellaneous
Event Date: 2019-09-26 to 2019-09-27 Abstract Due: 2019-06-03

The conference aims to provide a forum where leading academics and practitioners, researchers, and enforcement officials from multiple jurisdictions join to present and discuss the most recent trends and challenges posed discriminatory practices against vulnerable consumer groups in accessing financial services. Of particular importance for the conference proceedings will be the thin line between the freedom of a business to choose its customers and the various levels of regulation of business activities to ensure equitable and transparent access to services of critical importance. 
KEYNOTE SPEAKER: Prof. Chrystin Ondersma (Rutgers University, United States of America)

The conference’ s purpose is to expand legal knowledge by focusing on an overlooked, yet relevant topic of great societal importance, addressing the systemic differences between Europe, US and Asia, and identifying answers to common challenges posed by discrimination of vulnerable consumers in accessing financial services.

There is a thin line between consumer protection rules or regulation of financial institutions’ activities, one the one hand, and the freedom of private entities to conduct business and choose their customers as they deem fit, on the other hand. There is an interplay between laws and regulations affecting business activities for the benefit of vulnerable consumers, and the right to self-regulation of financial institutions. There are various enforcement methods, from administrative to private litigation, from fines to punitive damages, all presenting themselves as solutions to the same problems, each with their advantages and shortcomings. All these aspects gain importance in the current political, economic, and legal context.

Thus, the conference welcomes proposals from scholars whose research focus in financial services, consumer protection, insurance and tort law enable them to address one of the most important challenges of our time: the access to financial services for vulnerable categories of consumers, without hindering business freedom. The conference welcomes both theoretical and empirical legal research, in order to understand and highlight the challenges existing in reality with real life examples.

Proposals must be submitted with a suggested title, author’s name and affiliation, an abstract not exceeding 500 words and an indication of the panel, by email to Dr. Catalin Gabriel Stanescu (catalin-gabriel.stanescu@jur.ku.dk) until the 3rd of June 2019. The final decision will be communicated to the authors by the 15th of June 2019. The choice of proposals will seek to ensure a balanced representation of the various aspects of the conference theme and ensure a wide representation of jurisdictions. Contributors are expected to submit a full draft paper for the conference by the 15th of September 2019 and a final version no later than by the 30th of October 2019.



Catalin Stanescu